Most borrowers don't know who owns their loan, only who services it. And yet, knowing the investor on your loan can have many ramifications for you (short sale, modification, foreclosure, etc). So, here is a quick post giving you a way to find out who your investor is. It only takes seconds - click below:
Is my loan owned by Fannie Mae?
Is my loan owned by Freddie Mac?
Note - the only thing these websites can tell you is "Yes, we own it" or "No, we don't" - and if they don't, they can't tell you anything beyond that. So, if neither Freddie or Fannie own your loan, it can be an FHA owned loan, it can be a portfolio loan (owned by the bank themselves), or it can be any number of private investors. To find THAT out, you may have to call your servicer and ask them.
Is my loan owned by Fannie Mae?
Is my loan owned by Freddie Mac?
Note - the only thing these websites can tell you is "Yes, we own it" or "No, we don't" - and if they don't, they can't tell you anything beyond that. So, if neither Freddie or Fannie own your loan, it can be an FHA owned loan, it can be a portfolio loan (owned by the bank themselves), or it can be any number of private investors. To find THAT out, you may have to call your servicer and ask them.
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